Riverset Credit Union recognized Elizabeth Flaherty of
Keystone Oaks High School as a 2013-2014 Star Student. She was given a plaque
and a $250 cash prize for her academic and extracurricular achievements and
involvement in the community. Although Elizabeth’s high school courses seem
challenging, her favorite is AP Biology. Elizabeth’s interest in science and
animals has inspired her to one day become a veterinarian. The prominent vet
programs at Ohio State and Penn State attracted Elizabeth to both of these
schools and remain her top choices after graduation this spring. In addition to
her academic achievements, Elizabeth has volunteered at the Pittsburgh Zoo for
three years in a row where she helps the animals interact with people of all
age groups. Currently, Elizabeth is preparing for her school play, Curtains, where she plays a small part
as an assistant investigator and is also part of the ensemble. We congratulate Elizabeth for her achievements and wish her
the best of luck with her future endeavors.
Stay tuned next week to find out who our next Star Student
Award will go to!
Riverset Credit Union was proud to present the first of nine Star Student Awards to Haley Grimm of Frazier High School Thursday morning. Haley was recognized for her academic achievements, extracurricular activities and community involvement. She was given a plaque and a $250 cash prize. Haley said the money she received from Star Student would go into savings for college where she wants to major in forensic science. When Haley’s not in the classroom she’s involved in Girl Scouts and the Honors Society at Frazier where she enjoys helping the community in any way she can.
Stay tuned for more posts about our Star Students!
Ahhh, the holidays. Christmas commercials and decorations have been up for weeks in some cases. Black Friday has now creeped into Thanksgiving day. Reminders to buy that perfect gift are everywhere. So, you start your shopping and you are using your Debit Card online and in the stores, but should you? With the constant threats of identity theft out there, we want you to be armed with all the info. So, here are some points as to why you should maybe use your credit card instead of your debit:
Accessibility - if the debit card is used fraudulently, you lose immediate access to your cash flow, which is terribly inconvenient. Whereas, with a credit card, you are only losing temporary access to that credit line.
Easy target - online fraud is skyrocketing and will continue as we become a more wireless society. Once someone has all your basic details (name, address, zip, all your card data), they can shop with this information via any online merchant. They merely place the victim's info in the "bill to" field and the criminal then sends the stolen goods to the "ship to" address. If this is your debit card, you are immediately losing cash from your checking account.
As both our debit and credit cards are VISA, there are ways to protect yourself. You should enroll all your VISA cards in the "Verified by VISA" service. It is free and even if you do not shop online, you are protected enormously. If you'd like to see the benefits of this service, please click here. When you are ready to sign up, please click here. If you'd like to learn more about our debit cards or how to report fraud, make sure to visit our website.
Every day you are hearing about new and exciting ways to connect with the world. It seems like there's a new "must have" smartphone every single month. Tablets and laptops are becoming smaller and more portable while companies are offering up new ways to purchase their products and services without actually doing much of anything except clicking a button. We as consumers crave this convenience. With this convenience comes so many more potential issues. Because of this, the Department of Homeland Security celebrates National Cyber Security Month every October.
We pride ourselves on making sure that all of our technological resources are secure and safe ways to transact your business. We also want to make sure that we are providing all of our members with the most up to date information on how to keep yourselves from being taken advantage of by a cyber criminal. Please visit http://www.dhs.gov/national-cyber-security-awareness-month to read up and download yourself a toolkit that will help you stay safe!
It has come to our attention that consumers securing employment from job postings on various websites are then directed to open an account with Riverset as a condition of employment in order to transfer or receive funds. This has resulted in fraudulent activity and is a felony. Riverset has numerous partner groups (companies) that offer our workplace banking program; however this is anoption to employees, not a mandate. This is a scam.
The “employer” in the scam requests the consumer’s Riverset Account Number, Routing Number, Debit Card Number if applicable and access to the consumers’ Riverset online banking login ID and password. In doing so, the “employer” is then able to go into the account and perform transactions. As the account is set up by the consumer, the consumer is the account owner and responsible for the account and any activity performed. In a number of instances, the account owner is directed to make cash withdrawals from the account and then sent to Western Union to send the funds elsewhere.
Never give a non-account owner access to your account.
For direct deposit purposes, legitimate employers have to ask for your account number and routing number. Anything beyond that should raise suspicion.
Put a face with a name – do you “know” your “employer”? With whom are you doing business?
If it doesn’t seem right, it likely isn’t. Protect yourself.